While saving money on your childcare costs might not seem like a priority now, applying for funding could help you save money in the coming months.
Childcare providers can now open to more children if they can meet government guidelines. Some providers may not be able to open yet, or may need to prioritise care for certain groups of children. You can search for childcare providers who are open on the Family Information Directory.
When you need to use childcare for your family, these schemes could help you save money.
30 hours funded childcare
The deadline to apply for 30 hours funded childcare for the autumn term is approaching. The scheme is for working parents with 3 and 4 year olds. If you’re unable to work, or you’re working less because of coronavirus, temporary changes could mean you can still claim.
If your child will be 3 years old by 31 August, you should apply now, even if you aren’t using childcare at the moment. If you miss the deadline to claim for the autumn term, you won’t be able to claim your hours until January 2021.
Tax-Free Childcare
Tax-free Childcare is for working parents with children aged between 0 to 11 years (or 16 if disabled). Temporary changes could mean you can still claim even if you’re not working, or are working less due to coronavirus.
To claim Tax-Free Childcare, you’ll use an online childcare account. You’ll pay money into the account and for every £8 you save, the government adds £2 (or £4 for disabled children). You can apply, start paying money into your account and get government top ups, even if you’re not using childcare right now.
15 hours funded childcare for 2 year olds
Families who get certain benefits, have a low income or disabled children could get up to 15 hours funded childcare. If you’ve recently been made redundant, or are earning less than before, you should find out if you can claim. You can check if you’re eligible and apply at any time. You’ll be able to use your funded hours the term after your child turns 2.
If you have questions about childcare funding, or finding childcare for your family, contact Dorset’s Family Information Service for advice.
