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Services for Norma A. Baines, 55, a retired insurance underwriter who worked for 20 years for Arthur S. Schwartz and Co., 175 W. Jackson Blvd., will be held at 1 p.m. Wednesday in the chapel at 9200 N. Skokie Blvd., Skokie. She died Monday in Evanston Hospital. Mrs. Baines, who lived in Glenview, retired in 1983. She is survived by her husband, Leonard; a stepson, Richard; her father, James Principato; three brothers; and three sisters.