Skip Navigation
  • How It Works
  • Pricing
  • Education
  • Community
  • Support
  • Member Dashboard
  • Log In Log Out
  • Start Plan
 
  • How It Works
  • Pricing
  •  
  • Education
    • Credit Education
    • Credit Scores
    • What is a FICO Score?
    • FICO Scores versions
    • How scores are calculated
    • Payment history
    • Amount of debt
    • Length of credit history
    • Credit mix
    • New credit
    • Improve my score
    • Credit Reports
    • What's in your report
    • Bureaus
    • Inquiries
    • Errors on your report?
    • Calculators
    • Know Your Rights
    • Identity Theft
    • FAQ
    • Glossary
  • Community
  • Support
  • Member Dashboard
  • Log In Log Out
myFICO® Forums
Sign In Help
  • myFICO® Forums
  • Welcome to the myFICO® Forums
  • Take the myFICO Fitness Challenge!
  • Take the myFICO Fitness Challenge 2021!
Options
  • Subscribe to RSS Feed
  • Mark Topic as New
  • Mark Topic as Read
  • Float this Topic for Current User
  • Bookmark
  • Subscribe
  • Mute
  • Printer Friendly Page
Enter a search word
    Turn off suggestions
    Enter a search word
      Turn off suggestions
      Enter a user name or rank
        Turn off suggestions
        Enter a search word
          Turn off suggestions
          Enter a search word
            Turn off suggestions
            cancel
            Turn on suggestions
            Showing results for 
            Search instead for 
            Did you mean: 

            Take the myFICO Fitness Challenge 2021!

            tag

            Get your FICO® Score for free

            No credit card required

            Get Access Now
            tag

            Is your credit card giving you the perks you want?

            Browse credit cards from a variety of issuers to see if there's a better card for you.

            Browse Offers
            Kenny
            Kenny
            Moderator Emeritus
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 07:16 AM
            ‎01-01-2021 07:16 AM

            Take the myFICO Fitness Challenge 2021!

            2021-balloons-e1489005372593.jpg
             
             
             
             
             
             
             
             
             
             
             
            Happy New Year to the myFICO Forums Community!

            Can you believe we’re entering our TWELFTH year of the myFICO Fitness Challenge?!
            If you have financial goals, the myFICO Fitness Challenge is the place for you!


            What is the myFICO Fitness Challenge?
            To take part in the myFICO Fitness Challenge, simply post an introductory note and state your financial goals for the coming year. Are you hoping to raise your FICO Score? Buy your first home? A new car? Get that coveted rewards card? Tell us about what you hope to achieve, and what reaching those financial goals will mean to you. As the year progresses, check back here to report on your progress, talk about hurdles you encounter, or simply reach out for support and encouragement from your fellow Fitness Challengers.

            Monthly Check-Ins
            To help you stay on track we encourage you to stop by for monthly check-ins. On the first day of each month, myFICO will post a monthly check-in thread for you to talk about your progress, successes, speedbumps, etc. Participation in these monthly check-ins is optional - but encouraged!

            First time Challenger?
            If you’re new to the myFICO Fitness Challenge, then welcome! To begin, set up your official  MyFICO signature on your Profile page (Go to My Settings➢Personal Profile➢Personal Information). Then just reply to this topic, telling us a little about your financial situation, your goals, and how you plan to achieve them during the coming year.

            Returning Challenger?
            Welcome back! Please be sure to update your myFICO Fitness Challenge signature, so it directs to the current challenge. If you'd like, you can review 2020's challenge here.

            Take the myFICO Fitness Challenge
            Labels:
            • financial freedom
            • Financial Review
            • myfico
            • Score Improvement.
            Message 1 of 101
            10 Kudos
            • All forum topics
            • Previous Topic
            • Next Topic
            • « Previous
              • 1
              • 2
              • 3
              • …
              • 11
            • Next »
            100 REPLIES 100
            GApeachy
            GApeachy
            Super Contributor
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 07:20 AM
            ‎01-01-2021 07:20 AM

            Re: Take the myFICO Fitness Challenge 2021!

            Thank you @Kenny !  Happy New Year!!!!!!

            My Take Home Pay Don't Take Me Home
            Message 2 of 101
            5 Kudos
            Kenny
            Kenny
            Moderator Emeritus
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 07:21 AM
            ‎01-01-2021 07:21 AM

            Re: Take the myFICO Fitness Challenge 2021!

            Happy New Year, @GApeachy! Sorry I didn't do this last night... I crashed! January page is incoming! Smiley Happy 

            Take the myFICO Fitness Challenge
            Message 3 of 101
            5 Kudos
            GApeachy
            GApeachy
            Super Contributor
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 07:26 AM
            ‎01-01-2021 07:26 AM

            Re: Take the myFICO Fitness Challenge 2021!


            @Kenny wrote:

            Happy New Year, @GApeachy! Sorry I didn't do this last night... I crashed! January page is incoming! Smiley Happy 


            Totally understand, hey....no rush, hopefully it's smooth sailing from here on out.  GO 2021Heart

            My Take Home Pay Don't Take Me Home
            Message 4 of 101
            5 Kudos
            Fantasypugs
            New Member Fantasypugs
            New Member
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 02:41 PM
            ‎01-01-2021 02:41 PM

            Re: Take the myFICO Fitness Challenge 2021!

            Hi!

             

            I am excited to take my first  FmyFico Challenge. As of today I have payed off all of my credit cards. I do have some collection activity I will be working on next. I have never dealt with these in the past butI am looking forward to working on these after reading lots and lots of posts on this forum for the last 2 years.

            I have 3 goals:

            1 is to get a better rate than I am paying now on my truck . I will be able to get a newer one with more of the payments going to the truck and not interest.

             

            2 is get a Chase Bank card with the great bonus's they offer

             

            3 is to finish fixing up my manufactured home for a new home purchase in the next year or two.

             

             

             

            Starting Score: 700
            Current Score: 800
            Goal Score: 850


            Take the myFICO Fitness Challenge

            Message 5 of 101
            8 Kudos
            Fantasypugs
            New Member Fantasypugs
            New Member
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 02:47 PM
            ‎01-01-2021 02:47 PM

            Re: Take the myFICO Fitness Challenge 2021!

            How can I remove the scores in my above post? I did copy and paste what I thought was a code for the 2021 challenge. But these sadly are not my scores.

             

            Thanks so much

             
            Starting Score: 700
            Current Score: 800
            Goal Score: 850


            Take the myFICO Fitness Challenge

            Message 6 of 101
            2 Kudos
            GApeachy
            GApeachy
            Super Contributor
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 03:10 PM
            ‎01-01-2021 03:10 PM

            Re: Take the myFICO Fitness Challenge 2021!


            @Fantasypugs wrote:

            Hi!

             

             As of today I have payed off all of my credit cards.

             

             


            Hi Back! Smiley Happy

            Be sure to do AZEO so you don't have a scoring penalty.  Do a search if you aren't familar with it.  There's a lot of info. on it in the MF forums.

            Good Luck and all the best with your DIY project. Onward and UpwardSmiley Wink

            My Take Home Pay Don't Take Me Home
            Message 7 of 101
            6 Kudos
            Fantasypugs
            New Member Fantasypugs
            New Member
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 03:19 PM
            ‎01-01-2021 03:19 PM

            Re: Take the myFICO Fitness Challenge 2021!

            I forgot all about that! Thank so much and I'll be sure to add a bit on one.

            Starting Score: 700
            Current Score: 800
            Goal Score: 850


            Take the myFICO Fitness Challenge

            Message 8 of 101
            3 Kudos
            GApeachy
            GApeachy
            Super Contributor
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 03:24 PM
            ‎01-01-2021 03:24 PM

            Re: Take the myFICO Fitness Challenge 2021!


            @Fantasypugs wrote:

            I forgot all about that! Thank so much and I'll be sure to add a bit on one.


            You're welcome!  That's what we're all here for......to help each other.  Happy New YearSmiley Wink

            My Take Home Pay Don't Take Me Home
            Message 9 of 101
            3 Kudos
            CreditBones
            CreditBones
            Regular Contributor
            • Mark as New
            • Bookmark
            • Subscribe
            • Mute
            • Subscribe to RSS Feed
            • Permalink
            • Print
            • Report Inappropriate Content
            ‎01-01-2021 08:37 PM
            ‎01-01-2021 08:37 PM

            Re: Take the myFICO Fitness Challenge 2021!

            HAPPY NEW YEAR 2021!!!


            My 2020 myFICO Fitness Challenge started just a few months back, but the improvement has been unprecedented!

             

            I have to thank everyone here that is willing to help with valuable info, suggestions, strategies, moral support, personal experiences, and the whole nine yards!

             

            Check my last three months, versus 1/1/2021's update!!!

             

            5AA00921-74DD-41C3-9009-6678328647B9.jpeg

             

            My 2021 myFICO Fitness Challenge is to fill as many of those cells in that table with dark green color!

             

            Stay strong! Stick to the plan! It works!

            AU:

            Message 10 of 101
            6 Kudos
            • All forum topics
            • Previous Topic
            • Next Topic
            • « Previous
              • 1
              • 2
              • 3
              • …
              • 11
            • Next »
            † Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.
            Top

            Products

            • Home
            • How it works
            • Pricing

            Learn

            • Education
            • Community
            • Support
            • Blog

            Company

            • About Us
            • Terms of Use
            • Your Privacy Choices privacy choice icon
            • Privacy Policy
            • Affiliate Program

            Get Our App

            • Download iOS app on the App Store
            • fil_get
              Get Android app on the Google Play Store

            Follow Us

            • Twitter
            • Facebook

            Credit Education

            • Credit scores
            • What is a FICO Score?
            • FICO Score versions
            • How scores are calculated
            • Payment history
            • Amount of debt
            • Length of credit history
            • Credit mix
            • New credit
            • Credit reports
            • What's in your report
            • Bureaus
            • Inquiries
            • Errors on your report?
            • Calculators
            • Know your rights
            • Identity theft
            • FAQ
            • Glossary

            Copyright ©2001-2025 Fair Isaac Corporation. All rights reserved.

            IMPORTANT INFORMATION:

            All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

            FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.

            Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.