Instant payday loans

Faced with a sudden expense? We're here to help

If you need to find funds quickly, then Instant Lolly could be the perfect solution for you. With our instant payday loans, you’ll get an fast online decision and a speedy cash transfer, paid direct into your bank within 15 minutes†.

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It won't affect your credit score‡
Representative 669.35% APR (variable)
View example

What are instant payday loans?

Not so long ago, instant payday loans did exactly what it said on the tin — you took out a loan for a few days and repaid it in full on your next payday.

However, this is no longer the case — so, what's changed?

What's changed?

The good stuff hasn't changed — apply for a payday loan online, receive an immediate decision and get cash sent to your bank as soon as 15 minutes after approval†.

However, the product has evolved, and you can now borrow money beyond 30 days. One-month loans are still available, but you also have the option of extending your repayments over several monthly instalments if needed. This multi-month product has a new name too — short-term loans.

More flexible, more affordable

Instant payday loans have not only become a lot more flexible — they're more affordable too.

Once of a time, the little slider widget used to adjust the chosen term on most payday loan websites would only move between one and thirty-one days, but now monthly payday loans are commonplace and short-term loans give access to even longer-term loans.

Payday loans are perfect for emegency financial situations where you just need to bridge the gap until payday, but short-term loans are much more flexible and can help you plan and manage your short-term cashflow better.

Why use an instant payday loan?

Looking for an instant payday loan? You're not alone — there are thousands of searches each month for payday loans online. We can all be caught out by surprise costs or unplanned events. If, like one in three people in the UK, you don't have a ‘rainy day’ fund to fall back on, an instant payday loan could give you temporary financial support until you restored some order.

Applying for payday loans online

While it's possible to arrange payday loans on most UK high streets, many people choose the speed and convenience of applying for instant payday loans online. Thanks to many providers operating mobile-friendly websites and round-the-clock services, you can apply for payday loans instantly — anytime, anywhere — using just your phone.

Supercharge your loan search. Get the money you need faster.

How do I apply for an instant payday loan?

Instant Lolly is a quick, safe and convenient way to apply for instant decision payday loans. Our innovative technology provides access to a range of high acceptance lenders with one application. There's no credit check, just a soft search which has no impact on your credit score.

We can provide small £100 loans to larger amounts up to £3000, with flexible repayment periods over 1 to 24 months. All we ask is that you are a UK resident, 18 or over, and have a regular source income.

It's easy to apply for a fast payday loan with us — just fill in our simple online application and search the best of the payday market in one go. Our application form is super-slick and mobile-friendly — perfect if you need to apply while out and about. It takes us just a couple of minutes to process your application and give you an decision.

You'll always stay in control. If your application is accepted by one of our lenders, we'll immediately direct you to the lenders website where you can see the full costs and terms, and decide whether you wan't to go ahead or not. After full approval, the funds are sent to your bank, usually within a matter of minutes.†

What's more, there are no charges, fees or commissions for using our service, so try us out without risk, and find your perfect loan today.

Apply Now
It won't affect your credit score‡
Representative 669.35% APR (variable)
View example

An alternative to direct payday lenders

Finding the right payday loan isn't easy and can take some time and effort. Different payday lenders have different products and lending criteria. If you don't meet the lender's criteria you may not be accepted for credit, and too many credit checks in a short period of time can be a bad thing.

Alternatively, you can apply for an instant payday loan with us, just as you would with any direct payday lender. We specialise in bad credit payday loans — we will handle the whole process for you, using our expertise to find you the most suitable product. We work with many of the leading payday loan providers loans in the UK, so rest assured no stone will go unturned, and we'll do our best to help you find the loan you need.

Instant Lolly payday loans

Are you looking for payday loans online because you want something that is quick and easy to apply for? Then we think you’ll love Instant Lolly.

Flexible borrowing

Choose the most suitable loan amount and term for your needs. We provide loans from £100 to £3,000 over 1 to 24 months.†

High acceptance

Fill out one short application form, and we will ensure your details reach all the right lenders for the best chance of approval.

Fast funding

Receive a decision in seconds and get money sent to your bank account as soon as 15 minutes after approval.†

Online convenience

Apply online from the comfort of your sofa, 24 hours a day, 7 days a week. Oh, and it's FREE too!

A firm you can trust, run by people who care

You're in safe hands

We are a long-established UK credit broker, authorised and regulated by the Financial Conduct Authority.

We’ve got your back

When you apply with us, you can be sure that we'll always act responsibly and in your best interests.

We appreciate YOU

As an Instant Lolly customer, we promise you'll be treated with respect and honesty at all times.

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Ready to apply? Get up to £3,000 within 15 minutes of approval†

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(It won't affect your credit score‡)
Representative Example:
Representative 669.35% APR (variable). £250 borrowed for 30 days. Interest charged is £60.00. Total amount repayable is £310.00. Annual interest rate of 292% (fixed).
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Important Information

We are not a lender and do not make credit decisions. We match customer applications with lenders in our network based on the information provided and are paid a fee by our partners following an introduction. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. This website does not directly endorse any particular product or service and any information on this site should serve as opinion only.

†Loan approval: All loan offers are subject to lender final approval. Approval/transfer times vary by lender. Not all lenders may be able to transfer funds in 15 minutes. Approvals/transfers may take longer for applications processed outside normal working hours. If your bank does not support faster payments, it may take longer for funds to reach your account.

‡Credit checks: When assessing your eligibility for a loan, lenders will carry out a soft search; only you can see them on your credit report and they have no impact on your credit rating. If you accept a lender's loan offer, they will perform a hard credit search which will be visible to any company searching your credit file for 12 months.

InstantLolly.co.uk is operated by Amaze Media, a trading name of John O'Hara, 24 Buttercross Close, Burnley, BB11 5HB. Authorised and regulated by the Financial Conduct Authority, firm reference number 742221. Data Protection number Z3495700.