For expensive housing, you can't beat California

• Malibu%2C the most expensive housing market%2C is seven times pricier than U.S. average
• New York is the only state with markets among most expensive and most affordable
• California has the USA%27s top five most expensive housing markets

California holds 13 of the top 25 spots for the most expensive housing markets in the U.S., Coldwell Banker data shows.

Malibu was ranked the most expensive place to live, with the average list price for a four-bedroom, two-bathroom home there at $2.15 million.

On the other end of the spectrum? A same-sized home in Cleveland listed for $63,729 — without the proximity to the Pacific Ocean, of course.

Nationwide, the average listing price of a four-bedroom, two-bath home in more than 1,900 markets was $301,414, based on data gathered from listings during the first six months of this year. Home prices in many markets have risen since then.

The top five most expensive markets were in California. No. 2 behind Malibu is Newport Beach at almost $1.8 million.

In contrast, 15 of the 25 most affordable markets were in the Midwest. Following Cleveland is Garfield Heights, Ohio at $66,075 and Flint, Mich., at $84,437.

In more than 20 markets, the sample home averaged prices above $1 million, the report shows.

In eight markets, a similar home listed for less than $100,000.

New York was the only state that had cities in the 25 most and least expensive lists.

Great Neck showed average listings at $1.1 million and Larchmont at almost $1 million. Meanwhile, Utica came in at not quite $104,000 and Niagara Falls at almost $110,000.

The survey identifies cities as expensive or affordable based on average list prices. Other data sources consider factors such as median incomes related to housing costs to ascertain affordability.